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Slyce guides and calculators
Deep explainers, comparison breakdowns, and calculators that show what your everyday spending could own. Browse every Slyce guide, grouped by topic.
Trump Accounts
16 piecesStart here — pillar guide
Trump Accounts: the complete guide
A plain-English guide to Trump Accounts: who qualifies for the $1,000 federal seed, how employer matches stack, contribution caps, and withdrawal rules.
Read the full guide →
Guide
Custodial accounts: a 2026 guide for parents
A custodial account is an investment account one adult manages on behalf of a kid. Here are the four kinds, the kiddie-tax rules, and how to pick.
Comparison
Custodial account vs. 529 plan: which one fits?
A custodial account flexes for any goal but taxes the earnings. A 529 grows tax-free for school. Here is the side-by-side and a fourth option parents miss.
Comparison
Trump Account vs. 529: which account fits your kid's money?
Trump Account vs. 529: seed amount, contribution caps, tax treatment, qualified uses, and how to pick. Honest tradeoffs, primary-source citations.
Deep dive
Bank of America Trump Account match: a $1,000 add-on
Bank of America matches the federal $1,000 Trump Account seed for eligible employees' children. Here's how the match works and how it stacks.
Deep dive
Charles Schwab Trump Account match: a $1,000 add-on
Charles Schwab matches the federal $1,000 Trump Account seed for eligible employees' children. Here's how the match works and how it stacks.
Deep dive
Dell Technologies Trump Account match: a $1,000 add-on
Dell Technologies matches the federal $1,000 Trump Account seed for eligible employees' children. Here's the match, how it stacks, and the Dell Foundation grant.
Deep dive
Intel Trump Account match: a $1,000 add-on for employees
Intel matches the federal $1,000 Trump Account seed for eligible employees' children. Here's how the match works and how it stacks.
Deep dive
JPMorgan Chase Trump Account match: a $1,000 add-on
JPMorgan Chase matches the $1,000 federal Trump Account seed for eligible employees' children. Here's how the match works and how it stacks.
Explainer
Born in 2025: does my child qualify for the $1,000 Trump Account?
If your child was born in 2025, they're in the first cohort eligible for the $1,000 federal Trump Account seed. Here's exactly what to file and when.
Explainer
Born in 2026: does my child qualify for the $1,000 Trump Account?
Children born in 2026 are in the second eligible cohort for the $1,000 federal Trump Account seed. Here's the filing timeline and the stacking math.
Explainer
Born in 2027: does my child qualify for the $1,000 Trump Account?
Children born in 2027 are in the third cohort eligible for the $1,000 federal Trump Account seed. Here's the timeline, stacking math, and what to plan now.
Explainer
Born in 2028: does my child qualify for the $1,000 Trump Account?
Children born in 2028 are the final cohort eligible for the $1,000 federal Trump Account seed. The December 31 cutoff is hard. Here's exactly what to plan.
Explainer
Custodial Roth IRA: how to open one for your kid in 2026
A custodial Roth IRA grows tax-free for 60+ years if you open one when your kid earns their first paycheck. Here are the rules, brokers, and worked numbers.
Explainer
Trump Account eligibility: who qualifies for the $1,000 seed
A plain-English breakdown of who qualifies for the $1,000 federal Trump Account: birth window, citizenship, SSN rules, and the edge cases.
Explainer
UTMA tax rules and the kiddie tax, explained
How UTMA earnings get taxed in 2026: the $1,300 / $2,600 kiddie-tax thresholds, who files, and the worked examples most explainers skip.
Calculator
7 piecesStart here — pillar guide
Invest in what you buy: the spend-to-own guide
Spend-to-own investing turns every purchase into a slyce of the company you bought from. Here's the math, the mechanic, and where it breaks.
Read the full guide →
Deep dive
529 plan calculator: project college costs in 2026
Project a 529 plan balance to age 18, see what state-deduction adds back, and compare a 529 to a taxable UTMA at the same return assumption.
Explainer
Cashback vs. stock rewards: which is actually worth more
A 2% cashback card gives you cash today. A 3% stock-rewards card gives you equity that moves with the company. Here's the full math.
Explainer
Dollar-cost averaging with your everyday spending
Dollar-cost averaging is easy to explain and hard to do. Routing it through your everyday spending makes the habit self-executing.
Explainer
Fractional shares, explained
What fractional shares are, who offers them, and why they're the reason a $5 coffee can buy $5 of Starbucks instead of nothing.
Explainer
The coffee money investing calculator
If you spend $5 a day on coffee, you're not throwing it away — you're funding Starbucks's earnings. The coffee money calculator shows what it compounds to if you slyce it too.
Explainer
The latte factor, revisited
The latte factor isn't wrong — it's misfiled. It's not about quitting coffee. It's about redirecting existing spend into ownership.
What-ifs
20 piecesDeep dive
What if you'd bought AAPL every time you paid Apple?
A $2 slyce per Apple purchase since 2016 would have turned $242 into roughly $878. Honest math, survivorship bias named, and what Slyce actually does.
Deep dive
What if you'd bought ABNB every Airbnb booking?
A $1 slyce per Airbnb booking since the 2021 IPO would have turned $65 into about $64 — underwater. The honest, non-winner version of this math.
Deep dive
What if you'd bought AMZN every Amazon purchase?
A $1 slyce per Amazon purchase since 2016 would have turned $968 into roughly $2,388. Honest math, survivorship bias named, and what Slyce actually does.
Deep dive
What if you'd bought CMG on every Chipotle run?
A $1 slyce per Chipotle run since 2016 would have turned $726 into about $1,509. Honest math on a recovery that ran hot and the 47% drawdown now in progress.
Deep dive
What if you'd bought COST on every Costco run?
Three $1 slyces a month at Costco since 2016 would have turned $363 into roughly $1,199. Honest math, the membership moat, and what Slyce actually does.
Deep dive
What if you'd bought DASH every DoorDash order?
A $1 slyce per DoorDash order since DASH's 2021 IPO would have turned $390 into about $569. Post-IPO math, a 41% drawdown in progress, and the survivorship caveat.
Deep dive
What if you'd bought DIS every Disney+ bill?
A $1 slyce per Disney bill since 2016 would have turned $121 into about $113 — slightly underwater. Honest math on a loser, and what Slyce actually does.
Deep dive
What if you'd bought GOOGL every Google charge?
A $3 slyce per Google charge since 2016 would have turned $363 into roughly $1,456. Honest math, survivorship bias named, and what Slyce actually does.
Deep dive
What if you'd bought HD on every Home Depot run?
A $1 slyce per Home Depot run since 2016 would have turned $363 into about $596. The boring blue-chip version of this math, honestly told.
Deep dive
What if you'd bought LULU every Lululemon trip?
Two $1 slyces a month at Lululemon since 2016 would have turned $242 into roughly $247. Essentially break-even: honest math, no spin, what Slyce actually does.
Deep dive
What if you'd bought MCD every McDonald's run?
A $1 slyce per McDonald's run since 2016 would have turned $605 into about $1,015. The dividend-aristocrat real-estate play, honest math, survivorship bias named.
Deep dive
What if you'd bought NFLX every Netflix bill?
A $1 slyce per Netflix bill since 2016 would have turned $121 into roughly $396. Honest math, a 72% drawdown named, and what Slyce actually does.
Deep dive
What if you'd bought NKE every Nike purchase?
Two $1 slyces a month at Nike since 2016 would have turned $242 into roughly $138. A real loser: honest math, no spin, and what Slyce actually does.
Deep dive
What if you'd bought SBUX every Starbucks run?
A $1 slyce per Starbucks run since 2016 would have turned $1,210 into about $1,706. Honest math, survivorship bias named, and what Slyce actually does.
Deep dive
What if you'd bought SPOT every Spotify bill?
A $1 slyce per Spotify bill since its 2018 IPO would have turned $97 into roughly $257. Honest math, the 60% drawdown named, and what Slyce actually does.
Deep dive
What if you'd bought TGT every Target trip?
Four $1 slyces a month at Target since 2016 would have turned $484 into roughly $648. Honest math, a brutal 2023 drawdown, and what Slyce actually does.
Deep dive
What if you'd bought TSLA every Tesla charge?
A $1 slyce per Tesla charge since 2016 would have turned $121 into about $998 — an 8x ride with a 67% drawdown. The extreme case, honestly.
Deep dive
What if you'd bought UBER every Uber ride?
A $1 slyce per Uber ride since the May 2019 IPO would have turned $672 into about $1,114. Honest math on a 39% drawdown and what Slyce actually does.
Deep dive
What if you'd bought V every Visa swipe?
A $1 slyce per Visa swipe since 2016 would have turned $1,815 into about $3,421. The rails of consumer spending, honestly told.
Deep dive
What if you'd bought WMT every Walmart trip?
Six $1 slyces a month at Walmart since 2016 would have turned $726 into roughly $2,366. Honest math, survivorship bias named, and what Slyce actually does.
Comparisons
20 piecesComparison
Acorns alternative: 5 apps to consider in 2026
Looking for an Acorns alternative? Five honest options for 2026 — fractional shares, round-ups, free brokerage, robo-advisors. Match the mechanic, not the brand.
Comparison
Grifin alternatives: five spend-to-own apps worth a look
Looking for a Grifin alternative? Five spend-to-own and stock-rewards apps side by side — fees, mechanics, who each one fits.
Comparison
Grifin reviews: an honest 2026 read from a competitor
Grifin reviews from real users plus our own competitor read. What works, what frustrates, what to know before subscribing — and where we differ.
Comparison
Slyce vs Betterment: do you want a robo or a rule?
Slyce vs Betterment: managed robo-advisor portfolio versus spend-to-own brand ownership. Fees, accounts, and the honest tradeoffs.
Comparison
Slyce vs Bumped: what to use now Bumped is gone
Bumped Financial shut down. Slyce is the closest current alternative to Bumped's loyalty-investing model — here's what changed and what to use now.
Comparison
Slyce vs Cash App Investing: which fits your wallet?
Slyce vs Cash App Investing: how spend-to-own fractional ownership differs from Cash App's $1+ stock buys inside a payments app.
Comparison
Slyce vs Fidelity Go: a robo-advisor vs spend-to-own
Slyce vs Fidelity Go: how spend-to-own ownership of brands differs from a Fidelity-managed robo-portfolio. Fees, accounts, and the honest tradeoffs.
Comparison
Slyce vs M1 Finance: pies vs purchases
Slyce vs M1 Finance: how spend-to-own ownership differs from M1's user-defined Pie portfolio model. Fees, accounts, and the honest tradeoffs.
Comparison
Slyce vs Public: spend-to-own vs social brokerage
Slyce vs Public: how spend-to-own ownership of brands differs from Public's self-directed social brokerage. Fees, accounts, and the honest tradeoffs.
Comparison
Slyce vs SoFi Invest: side-by-side
Slyce vs SoFi Invest: how spend-to-own ownership differs from SoFi's full-service investing inside a financial-super-app. Fees, accounts, and tradeoffs.
Comparison
Slyce vs Wealthfront: do you want a robo or a rule?
Slyce vs Wealthfront: managed robo-advisor portfolio versus spend-to-own brand ownership. Cash management, tax-loss harvesting, and the honest tradeoffs.
Comparison
Slyce vs. Acorns: round-ups vs. spend-to-own
Slyce vs. Acorns: round-ups into index funds vs. fractional shares of the brands you shop at. Fee structures, account types, and the honest tradeoffs.
Comparison
Slyce vs. Grifin: a fair head-to-head
Slyce vs. Grifin, head to head: what you own, what it costs, how the app feels, and who each one fits. Honest tradeoffs.
Comparison
Slyce vs. Robinhood: not a trading app
Slyce vs. Robinhood: a trading platform vs. passive spend-to-own. Fees, account types, and why they're probably not the same choice for you.
Comparison
Slyce vs. Stash: stock rewards vs. spend-to-own
Slyce vs. Stash: every purchase vs. Stash Stock-Back® on debit-card swipes. Fees, account types, regulatory structure — the honest tradeoffs.
Explainer
Best auto-investing apps of 2026: an honest ranking
The best auto-investing apps of 2026, ranked by fit rather than by advertiser pay. Slyce, Grifin, Acorns, Stash, and Betterment — with the honest tradeoffs.
Explainer
Best investing app for beginners (2026)
The best investing apps for beginners in 2026, ranked by how easy they are to start. Slyce, Acorns, Stash, Betterment, and Robinhood, with honest fee tradeoffs.
Explainer
Best investing app for retirees in 2026
The best investing apps for retirees in 2026. Fidelity, Schwab, Vanguard, Betterment, and Slyce — ranked by income generation, fees, and account simplicity.
Explainer
Best investing app for women in 2026
The best investing apps for women in 2026, ranked by fit not by demographics-targeted marketing. Slyce, Ellevest, Fidelity, Acorns, and Betterment.
Explainer
Is Grifin worth it? An honest 2026 review
Is Grifin worth the monthly subscription? An honest review of the spend-to-own app — what it does well, what it doesn't, and where the alternatives fit.